大学信用卡Directions: For this part you are allowe
问题详情
大学信用卡
Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:
1)近年来越来越多的大学生开始使用信用卡
2)分析产生该现象的原因
3)针对大学生使用信用卡提出你的建议请帮忙给出正确答案和分析，谢谢！
参考答案
正确答案：
Credit Cards on Campus
In recent years, credit cards have gained more popularity among collegestudents. With banks’ more focus on college market, an increasing number ofcollege students have applied for credit cards and begun to consume by them.
The following three factors can account for the popularity of credit cards oncampus. Firstly, a credit card provides overdrawing service, which is a bigattraction for those students who have not much money for their domination.Secondly, a credit card can help release financial burdens on those poorstudents, and hence reduce the risk of their dropping school for lacking money.Besides, many banks make some preferential policies on credit cards, likesending a gift, lowering year cost. Drawn by these policies, many collegestudents have applied for credit cards.
As far as I am concerned, it is not a bad thing for college students to owncredit cards. However, there is misuse of credit cards among college students.Many students use credit cards to buy luxurious things they don’t need really,and even some of them owe a big credit card debt. Therefore, schools and bankshave responsibility to let college students learn how to use credit cardsproperly. Only in this way can college students enjoy really the advantages ofcredit cards.
